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Everything you need to know before getting started.

A ready-to-use Microsoft Excel file with 15 sheets that tracks every part of your financial life in one place. It includes a budget tracker, expense log, EMI calculator, investment tracker, net worth tracker, savings goal planner, UPI and credit card tracker, and SIP/mutual fund tracker. No setup needed — open it, enter your numbers, and it does everything automatically.

This file works exclusively in Microsoft Excel on any device — Windows PC, Mac, iPhone, or Android. It does not work in Google Sheets, LibreOffice, or any other spreadsheet app. The Excel app is free to download on iPhone and Android from the App Store and Play Store.

For the best experience, we recommend using the dashboard on a laptop or desktop computer — it is built for a full screen where all 15 sheets and charts are easy to navigate. That said, you can also open and use it on your iPhone or Android through the Microsoft Excel app. It works on mobile, but a larger screen gives you the full picture.

Your data is 100% private. The file lives on your device or OneDrive — we have absolutely no access to it. Unlike free budgeting apps that read your SMS and sell your spending data to advertisers, this is an offline Excel file. You own everything.

After successful payment, the Excel file is delivered instantly to your registered email as a download link — usually within minutes. You can also access it from your account dashboard on uplivo.store. No shipping, no waiting.

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